7 Tips to Sell Your Home Faster to a Younger Buyer

Tuesday, October 25, 2011

PLUMBING SPELLS CATASTROPHE


Want to strike fear into my husband… Just tell him we have a possible plumbing problem.  We all make compromises and at our home we are all about prevention.
Clogged drains can cause more problems than just interrupting your schedule. Backing up a pipe can put stress on it and shorten its life. So how do we achieve never ever having to call a plumber or worse yet hubby getting out his tools?
·   Keep Food Scraps out of kitchen drains…..Yes you really should scrape food debris from your dishes….Yes, Yes even if you have a disposal!
·   Never Ever put liquid grease down the drain…..that is what empty coffee cans are for…..
·   Cover drains in showers and tubs to keep hair out….one of the major offenders of clogged drains…..
·   Only put sewage or TP in toilets.
You might suggest that the chemical remedies would be the answer but no………..invariably there is a residue of the clog left ...you can never get it all. This means the clog will come back. The real corker is because of the caustic nature of the chemicals your pipes can be damaged….Now that should be a fun way to spend your house hold money on leaking pipes instead of drapes or upholstery.
Removal of a clogged drain by a professional can cost anywhere from $85-$325 The other alternative is to simply buy a manual auger or snake of your own for maybe $15 at the hardware store ….better yet don't allow one to happen in the first place!

based on a great article form house logic
for any type Realty Informations please go to www.greatercrestviewhomes.com or www.theguthrieteam.com

Friday, October 21, 2011

Argh ...New ways to check your credit!

Can you imagine Big Brother has found another way to peek into our personal lives.But when you are asking someone to finance over $100,000 this is what happens. In the past many items have been excluded from credit histories...But alas someone has a new brain storm.From the lenders point of few it gives a fuller picture of just who you are financially ....and really just what is your true buying power? Granted this is a crazy market and lenders are taking a risk with such incredibly low interest rates. However, often credit issues that dealt with medical bills were not weighted as much as some other payment defaults. Corelogic, the company whose brain child this is typically counts these aspects in it's new report. Do you pay your rent on time? Do you have Child Support and do you pay as promised? Have you ever been evicted.....? Understandably this does not paint a great picture if you are outed on these type of questions.............Most Loans are federally backed like Fannie, Freddie and FHA.....which account for 90% of the loans issued. And this new score will not affect whether you are denied or not ...but it could have a lot to do with Higher or Lower Rates and also Banking Fees associated with your loan.....it is never simple! 
Credit where credit is due this blog based on a posting in Inman News which sources the Chicago Tribune that its article was based.

For Realty Information of any type please seehttp://www.greatercrestviewhomes.com/ or http://www.theguthrieteam.com/